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ranger_dangeryesterday at 4:25 PM10 repliesview on HN

What can be done to loosen card companies' grip on this? It has been a constant problem now for decades.


Replies

Symbioteyesterday at 4:53 PM

Denmark has seen a trend where their national card network (Dankort, operating at the equivalent level to Visa and Mastercard) is seeing reduced usage.

They're aiming to reverse that trend.

https://cphpost.dk/2025-06-28/general/new-political-agreemen...

Not all European countries still have these independent networks.

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niemandhieryesterday at 4:41 PM

Regulation and anti cartel laws.

Adult business is legitimate business in many parts of the world and companies using their monopoly to suppress it should be a case for an Investigation.

joweayesterday at 4:51 PM

Instant payment systems that go direct from bank to bank, assuming the banks, the government or any other intermediaries don't also decide to not allow it.

Or cryptocurrency, I guess.

ameliustoday at 12:02 AM

Choose a payment system by a company that is not as opinionated. Apple pay, for example.

bobsmoothyesterday at 4:29 PM

Bitcoin was supposed to solve this.

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lotsofpulpyesterday at 4:44 PM

Use ACH/Zelle/Paypal/etc.

The permanent solution is a federal government operated electronic money system operated as a utility with constitutionally protected rights.

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GuinansEyebrowsyesterday at 4:38 PM

in a word, regulation.

bobroyesterday at 4:43 PM

[flagged]

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Sohcahtoa82yesterday at 4:34 PM

Likely nothing.

The simple fact is, Visa/MC don't want to deal with porn because the number of chargebacks and fraud from porn purchases is significant and a huge outlier compared to most other charges. Their crusade against processing charges for adult material isn't about purity, it's simply business.

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