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ijkyesterday at 12:57 AM0 repliesview on HN

Other payment processors, mostly. So other credit card companies (e.g. JCB [1]), government run payment services like Pix in Brazil [2], theoretically crypto, etc.

[1] as a random example: https://archive.kyivpost.com/technology/japanese-payment-sys...

[2] https://en.m.wikipedia.org/wiki/Pix_(payment_system)