Risk analysis depends highly on your views of the world? "Are we in/heading towards a recession?""will the stock market continue its explosive growth"? "Do I as a person favor stability or prefer to take a bit of risk?"
All these will influence your EV.
Well yes, precisely. Which is why nobody can give this guy an objective answer to his question -- it's entirely dependent on him and his views. That being said, there is absolutely an analytical way to approach the problem, which is what I outlined.