Someone please tell the stock market, I moved my investments to be more risk averse and it hurts to watch the green line go up.
Almost all of the gains on SP500 are from 7 stocks - I'll let you guess which 7. The market overall is nowhere near as exuberant.
https://www.washingtonpost.com/business/2025/11/24/sp500-sto...
They say time in the market generally beats timing the market
The market can stay insane longer than you can stay insolvent.
Also, its possible that the market thinks job losses are good (aka that AI is replacing jobs)
You and me both, but working poors like us should be investing for long-term gains, not short-term returns. I put my money into bonds and international indices because I want to be better protected when the AI CAPEX bubble pops here, but I have no idea when that’ll happen.
We can’t time the market, but we can protect the scraps we’ve accumulated at least.
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There is generally no point in doing this, keep a constant asset allocation that match your risk appetite, otherwise you're just playing the casino.