> I will point out that India have the highest number of victims of cyber-fraud

Combined with worst enforcement and investigation efforts to tackle this issue. The default resolution on a cyber crime report is : Fraudster's account is blocked and they are given a choice to plead forgiveness from the accuser. They often return the money in lieu of the complaint being rescinded. Then fraudster is free to con others. Fraudsters know this is a numbers game that is why they hit every morsel they can get a bite.

Worse yet people use the cyber crime provision to take revenge. People can file frivolous cases without proof and ge others account locked. Banks will treat you with disdain and police will tell you to settle privately too.

What about investigations you ask? Very few cases reach that level. Local police file the FIR and they don't even know what is "cyber" in cyber crime. Fraudsters can continue playing the numbers game.

So, yes it is easy to talk about victims when the policies are lacking. And then this high number of victims can be used as a crutch to push insecure apps on everyone's phones. The worst part of it? They will get data and still remain clueless and inept in solving the high number of cyber crimes.