alt Hacker NewsMost medical care is not an immediate emergency. If I could compare MRI prices and it would impact how much I pay (either as an insurance copay or out of pocket) I would absolutely do that. But I have no opportunity to do that so there is not price feedback like there is in a market.
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Sorry, this is simply not true. Every 1-3 years, I get a simple diagnostic procedure to make sure I don't get cancer. Without it, I'm at a very real risk of developing cancer that would quickly kill me.
There is no universe in which it doesn't cost around $10,000. None. It is simply impossible for me to get out of paying that. My options are:
1. Use insurance, and hopefully it's covered.
2. Pay out of pocket.
3. Skip it and hope I don't die.
That's it, those are my options. I can't "shop around" for this, and I shouldn't have to. This is basic medical care available to everyone in a developed nation. Ours is the only one for whom this is apparently an intractable problem, and I am, frankly, tired of being gaslit about it.
Even if it's not an emergency, many medical events come with a lot of unknowns. Like having a baby. No way to say how long labor might be, if there will be complications, how long you'll need to stay afterwards. MRIs are actually pretty easy to shop around for and MRIs don't make up a huge part of healthcare.