> extremely high quality health insurance in a western country
(Sigh...) Let's put some facts.
Infant mortality and under-five mortality rate (U5MR) are one of best simple indicators of the quality of healthcare. USA's mortality is x3 (!!!) of the countries on top. This puts USA around place 50 in the world, worse than Russia...
Health care could be more evenly distributed, of course, but the health care that OP is receiving is definitely very high quality. General statistics about the entire population cannot speak to that.