> They could just buy insurance. > the police get sued all the time anyways. It's just that the burden currently falls on the taxpayers.
I fail to see how this would change anything other than increasing taxpayer costs further in the form of insurance profit margin.
Make the police officer like the Doctor pay for their own insurance.
Change the incentives, you change the behaviour. Granted, this might have lots of unintended consequences, many of them bad.
Malpractice insurance might increase the cost of policing, but I'd wager the malpractice itself is costing tax payers even more.