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zahlman10/01/20242 repliesview on HN

It's used, as far as I can tell, because banks don't want to have to explain to millions of customers how to use anything else.


Replies

reginald7810/04/2024

Also because once they get that number under the guise of needing it for security they can use it for marketing texts. It's a win win!

hypeatei10/03/2024

It's perfectly fine if people want to use it, but at least provide the option for TOTP or hardware keys behind a big scary warning page or something.