I don't have to be an expert. I already have a literal super computer in my pocket:

Bing: "How do I protect my privacy online?" Results: 11,700,000

I don't need to smart enough to build a rocket to go to Mars. I just need to type a basic query into a search engine. Not only do I get 11M results, I now have an AI assistant telling me how I can do that. The results also list ads from companies who can do that for you, written tutorials on how do that, articles on how to do that and a bunch of videos as well.

Is this the insurmountable obstacle you talk about when you say not everybody is an expert in security and privacy??

C'mon man.