> After all, you can't really rely on me being able to pay my bills.

Bit that's exact trigger you wat.

Make something that keeps running while you pay bills and stops running after you no longer pay them. Pay those bills from your current account.

Make another something that periodically checks the status of the first system to be operational. After sufficiently long periode of failures activatie the cleanup crew.

Pay for the second system from a savings account, trust, llc or some other way that is not deactivated once you die