The definition of broke could be the residual after the planned distributions to heirs. Or if no heirs, dying flat broke makes the most sense. Getting there is tricky.
It'd be fairly easy if we decided to tackle this problem as a society (averaging out individual spikes). But we went with rugged individualism, so the choice is eating cat food or amassing ludicrous amounts just in case.
It'd be fairly easy if we decided to tackle this problem as a society (averaging out individual spikes). But we went with rugged individualism, so the choice is eating cat food or amassing ludicrous amounts just in case.