“but use caution, since this is going to charge you money”
terraform apply ALWAYS charges you money!! Use caution because this action will put more on your plate not theoretically but *physically
No, terraform apply will not always charge money. There are countless resources that do not cost any money.
Well, usually I think it charges your employer money.
But also a pizza probably costs a bit more than 15 minutes of whatever resource size you'd use for debugging tf configurations.