> They may leave with debt however.

The linked article says not.

  Loans are not included in our financial aid offers because we believe your financial aid will cover your expenses. We do not expect any undergraduate to take out a loan. Rather than borrow, most students opt to work during the academic year. At MIT, this work often provides students not only a way to help pay for college but also with world-class research experience. 

Of course there is still the small matter of investing a few years of your life. The biggest regret I have with my degree (Canterbury) is the waste of time. I didn't learn much but the degree did get me a job.