Relative to when Microsoft intentionally sabotages user experience, sure, but that's a low bar. I'll agree with you more whenever macOS allows me to open more than 1 calculator window at a time, cut files, stop hijacking bluetooth when the lid is closed, and other productivity killing nuisances that make me question if they ever do user studies.

By giving you an endless spinning wheel instead of just telling you what the issue is?

I've had this while trying to install apps on an iPad (you need a payment method if the free app you're downloading has extra paid stuff you could buy from it, but why would they need to tell you that) and with their TV+ service where downloading too many (how much? who knows) things at the same time, like you're about to board a long haul flight, gets them stuck in a loop without downloading.

Another one of my favourites is "A USB device is consuming too much power, try disconnecting and reconnecting it" without any way of identifying which device it is.

Of all the things they do, that is not one of them. How long does it take from pressing a folder to showing its contents on iOS? How much faster would all of it be without a fancy fade in/out animation? or shrink to dock, or anything else in the UI that takes longer than it has to because it looks cooler that way.

Does your time feel respected when you're leaving the Kindle app to open a web browser, search for the book that was next in the series, buy it, and get back to your Kindle app to continue reading ?

I will think of this and laugh the next time i have to find a basic function that is hidden behind 10 submenus or just missing because apple does not respect its users intelligence/competence

Those are words without much meaning. So, how do you think they "respect" your time more than other smartphones?