Thank you for this comment; articles on the rising costs of college almost always uncritically treat it like a law of nature, and rarely have I seen articles that attempt to study in-depth the extent to which college administrations have become bloated, self-perpetuating jobs programs. All while at the same time departments are cut, professors are expected to do more with less, and more and more classes are pushed on to adjunct faculty who get paid a pittance. Until this is addressed, any efforts to improve the ways in which students finance their education is just a band-aid.