It's a no brainer. But most banks are very slow dinosaurs. You could have a specific, API available account where you keep funds, and whatever happens they cannot access your whole account, just that specific, digital API enabled part. There is no risk using these. You opened it, you allocated funds, if you F it up, it's your fault.

They could even check how able you are by making you fill forms, like they do it if you want to buy risky stocks.