> Look, if there’s no reasonable way to transfer in bitcoin and transfer out USD there’s no point to any of it.

In reality, there are billions of Dollars, Euros, Pounds, AUD, and other currencies moving in and out of crypto daily via on/off-ramps. Bitcoin and Ether ETFs exist and are well capitalized and widely used. You claim "Binance is closed" yet I'm quite sure I used it this week. I also use Kraken quite happily to send money to my bank account. Coinbase of course is thriving.

If you transact in size, simply hold USDC[^1] and open an account with Circle[^2].

> Stripe stopped accepting

Your information is outdated: https://docs.stripe.com/crypto/onramp

> Mtgox is closed

Have you used or looked into crypto since MtGox? It's been quite some time since that affair. You'd probably be surprised to find how much utility there is if that was the last time you actually investigated crypto. There are also P2P options like Paxful, Telegram, or Binance P2P if you prefer.

Anyway, if you're fixated with the old guard of finance then any advancement in technology will necessarily have to meet incumbent institutions requirements, with all the problems I listed earlier in the thread. With a bit of effort, you could instead imagine an entirely digital internet economy with so-called crypto points. Even that alone would be step forward and a mere generation of users away from your landlord, a crypto user, accepting them as payment.

Reality, however is such that right now you can fund a debit card with crypto and buy coffee with no problems. [^0]

---

[^0]: https://gnosispay.com/, https://www.coinbase.com/card

[^1]: https://www.usdc.com/providers

[^2]: https://www.circle.com/usdc