alt Hacker NewsSo is living on the sea bed. It's irrationally expensive and inconvenient, which is why we don't do it.
Living in areas in constant danger of flooding and/or burning and/or storm wind damage and/or drought seems like quite an eccentrically inconvenient lifestyle flex.
Unless you like disaster movies.
Where are you suggesting we live then? Most all of the US is at "constant" risk for at least one kind of disaster in your list or another.