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creatoyesterday at 6:33 AM2 repliesview on HN

This does happen, it's just done at neighborhood level. That makes some sense, the biggest fire risk factor for your house is probably your neighbor's house burning down.


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Scoundrelleryesterday at 7:12 AM

I kinda figured it was self-destructive arson (detected or undetected) or gross negligence, and I'm mostly paying for those.

Similar to when I look at causes of death for my age group and can pretty much eliminate the top 2 of 3 causes for myself.

Ekarosyesterday at 7:03 AM

I would actually guess that biggest risk is internal. Either faulty wiring, appliance or simple user error in kitchen or with live fire. Entire neighbourhoods burning in general is rare event.

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