Naive question, but why not raise taxes in hazardous areas, and use that money for a state-run insurance?
Naive answer, but I think this exists and is called the FAIR plan. See here: https://stateline.org/2025/01/16/california-fires-show-state...
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Naive answer, but I think this exists and is called the FAIR plan. See here: https://stateline.org/2025/01/16/california-fires-show-state...