I'm always baffled at the fact that Americans don't build houses out of bricks.
I read those arguments of the advantages this method has, especially financial ones, but to me it's nonsense considering that it would prevent an endless number of problems that cause the total loss.
I still remember when New Orleans was hit with by Katrina, large parts of the suburbs where houses where made by wood and plastic where destroyed, yet downtown where buildings where made of bricks required maintenance, sometimes little of it, but none faced a total loss.
The entire west coast sits on top of a fault line. That’s why people don’t build with brick here. There’s plenty of brick buildings on the east coast (and on the west coast like in Oregon, but they have to be seismically retrofitted which is expensive).
Building out of wood is cheap and perfectly strong for most areas.
Engineering is always a set of trade-offs.
If you built a home out of bricks in New Orleans it will sink. Same (and even worse) for Florida. You can mitigate that somewhat but it's extremely expensive and bad for the environment/water table/aquifer.
For reference, to make a non-sinking, heavy building in Florida you have to drill down into the limestone layer which is usually 100+ feet below the surface. Then you have to create very strong concrete caissons to hold the building up, standing on that limestone layer. It's very similar to if you were to build a structure out into the ocean (LOL).
If I’m choosing building materials to try and resist disaster, I’d just go straight to making a monolithic dome.
Wood is way cheaper and more available at large scale here than in Europe.
Unreinforced masonry is illegal in most of California and extremely dangerous- every brick becomes a projectile in an earthquake.
Despite the news coverage, fires are extremely rare but nearly every home in these areas is guaranteed to face multiple massive earthquakes that would bring down a brick building.