Not sure if Uber Eats falls under gig work (think so) but I'm glad to have it, I can just turn it on and go. Granted in my case it's not my only job. I usually get $20/hr I know I'm destroying my own car in the process, get in a car crash I'm on my own. But again it's extra money on demand.
The other thing is the instant pay out, being on a bi-weekly pay schedule and unfortunately living check to check, being able to get money the same day as I worked is nice.
I thought you were covered by Uber's car insurance when you were on their clock?