Seconded. Ex post doc here. Any post docs reading this, I would say - academia is a sort of gravy train for the middle class (in the UK). If you want a comfortable life without doing much of worth, you’re not really driven in your work, stick with it. You’ll have to fight for your lectureship but once you’ve done that you can live an easy life with the only difficulties stupid bureaucracy, politics, and cynicism.
However, if you have a bit more energy in you than that, have some ambition, leave asap. Startups are a great alternative. Big co research labs are another. Or just get a day job that you love and do research in the evenings. You could even get paid to do real research via patron etc if you do well.
I think academia in the uk is part of the social structure designed to maintain the status quo. The academics get good pensions and don’t do much, and in return they don’t challenge the ruling classes. Part of the class system.
There are some exceptions to this rule, some good places doing good research, but they are a tiny minority.