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ghaff02/19/20251 replyview on HN

Private life insurance may. I don't think health insurance generally does. Certainly Medicare doesn't ask about any of those things.


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SoftTalker02/19/2025

Health insurance can't ask about this since ACA (I think).

Life insurance can and often requires an actual physical exam. And can exclude specific activities such as flying on small private aircraft from coverage.