Why is nobody talking about how Car Insurance is typically higher with any real colour selections? Insurance companies calculate that vehicles with certain colours (for example, Red) have a higher statistical probability of being in a collision than say... grey. This has created a downward pressure for people who would like colours in their vehicles, but would instead prefer to just pay less in car insurance since they may be aware of this aspect.

I for one don't like that car insurance companies do this, but this very likely is a huge reason why fewer people buy vehicles with colour beyond Grey/etc.