alt Hacker NewsThe difference is when guy from an app falls and breaks something it will turn out he doesn’t have insurance so you will lose much more than 3k when he sues
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dyauspitr • 04/05/2025
I’m pretty sure my home insurance would cover some of that liability and even if it doesn’t, the umbrella insurance I have on my home does
Risk reward ratio is pretty good though. Insurance is just gambling for unlucky people.