I was paid to get a PhD in Biology, albeit just enough to live on. Most people in PhD programs are, either through being a TA (teacher's assistant) or RA (research assistant). The real financial cost is the opportunity cost of 5-6 years of your life.
Whether or not broad support for training scientists holds up during and after the current administration remains to be seen.
Please, the cost isn’t your life, that is life and it is great.