alt Hacker NewsPersonally I've had way less issues with stripe, especially in terms of fraud detection.
Also not sure what and where business is but in Europe it's common to just use a proxy provider where credit card is just one of many options and you use a central gateway (similar to stripe)
You'd have to check your local options. At least one of my local banks offers something more advanced than PayPal. And there are several of these proxy providers in my country.
Edit:// if you just want low fee, fast and risk free transactions we all know there is only crypto
Yeah. It’s ridiculous how crypto gets so much hate here, yet there are constant, often heart wrenching posts about the failures and even near-malfeasance of payment processing systems. The paradoxical claims that crypto has no use case except fraud and crime, juxtaposed with the lamentation and gnashing of teeth over the misery of traditional payment systems is enough to provoke an existential examination of the senses.
I honestly think it must be mostly sour grapes, since by far, cash and other traditional payment methods facilitate the vast, vast majority of crime and fraud, and cryptocurrency is the only universally accessible, trustless, (nearly) costless, instant, global system for the transfer of value between two parties.
It is by far a better system, even with its flaws. Which is why, yes, many criminals use it, just as they use cash. Because it works.