My theoretical potential losses compared to the costs of the payment processsors I ditched, and the chargebacks we used to deal with.

International payment processing is quite expensive, both on a teansaction and on an administrative basis.

My worst case total risk exposure is approximately the same as the cost of 3 months of payment processing overhead, without counting fraudulent chargebacks and “we are going to freeze your account because we can” risks.

FWIW in the last 60 years I have lost way more money to fraud and theft dealing with banks and cash then I ever will using cryptocurrency. On a total, or a percentage basis. I see the risk profile, when properly managed, to be much, much lower using blockchain solutions.