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CPLXlast Tuesday at 1:13 AM1 replyview on HN

This is a theory, but it flies directly in the face of reality which is that nearly every retailer on the planet would prefer more wealthy customers.


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sodality2last Tuesday at 2:10 AM

Eh, in the same way a lot of retailers offer student discounts, they want to meet everyone at their maximum spending limit to capture more of the demand curve. It doesn’t have to be one or the other; not offering BNPL loans to wealthy customers aren’t likely to tangibly affect sales of that group.

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