Not if it shows a bunch of Affirm loans. You could look overleveraged for say getting a mortgage

firesteelrain • last Tuesday at 1:39 AM • 3 replies • view on HN

bitmasher9 • last Tuesday at 2:05 AM

1. Maybe they are over leveraged, let a bank to decide with all the data.

2. BNPL often has short durations (3 months) so it’s not a long term problem for people with BNPL if they pay it all back.

➕ show 1 reply

Ancapistani • last Tuesday at 4:46 PM

Mortgages have always required you to disclose any BNPL plans to my knowledge.

charcircuit • last Tuesday at 2:03 AM

Are people taking out a large number of large Affirm loans though?

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