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Jcampuzano2last Tuesday at 1:49 AM1 replyview on HN

Every single thing you mentioned outside of cc debt (though arguably you should never reach for a credit card outside of using it for the points systems they provide) could be categorized as something used as a tool to make more money.


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eptcykalast Tuesday at 8:57 AM

Vast majority of new car sales will not let the new owner make more money and were financed with debt.

If all of those buyers bought used for cash, nobody would be able to afford used cars for cash.

It really is only businesses that can convert debt into income, most consumers do not want to. There is nothing I can spend on to get a higher hourly rate.

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