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dzhiurgislast Tuesday at 10:06 AM1 replyview on HN

I bought tons of solar panels with 24 month 0% interest CC for my DIY installation. Kinda makes entire system free. I wish BNPL were offering longer payment periods, few months is not worth the risk at all.


Replies

wildzzzlast Tuesday at 12:15 PM

Subprime borrowers use BNPL a lot and often don't pay it all back. Extending the terms would likely mean Klarna and Affirm will make back less money before the loan defaults.