alt Hacker NewsThis is a bit too romantic imo. From my eyes, it's mostly:
"An old AMG at 20 is better than a new Ferrari at 60."
There's a slider for how well you want to live your early vs late life. If you work hard, you'll be better off later, and if you go crazy early on, you'll be worse off later. However, there is a point in that you can't catch up on 20-year-old sex, getting drunk or drugged up out of your mind or general fun with friends at 60.
There is a ceiling on how much you can spend on these things. Generally it is not fun to get drunk or high that frequently, and in the limit you die.