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tqiyesterday at 3:40 PM1 replyview on HN

What's the process of vetting people for loans in your current country?


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thomascountzyesterday at 3:50 PM

You can have debts totally only up to a certain percentage of your income. Banks require that you produce a monthly budget demonstrating that you have a certain amount left per month after all expenses and debts are paid. You have to be able to prove this by giving them access to your tax and financial records. Most rates for things like homes and cars are consistent from bank to bank across the country.

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