alt Hacker NewsIf you put around 200-300k into IBKR (not affiliated) you can get portfolio margin which will give you just shy of $2,000,000 in buying power. Access to leverage isn’t really an issue, but forced liquidation definitely is. The bank will not liquidate your mortgage if you end up underwater.
Yeah forced liquidation is a big problem for a long-term loan.
IIUC, Musk et al take loans at 25% of their share's value to avoid this ever coming up.
Also the average house price is 500k in the US so a 20% downpayment (which not everybody does) is still less than 200k.