Credit cards fill this need for a month of spend, but if you want to go three months at a time you need to figure out a different solution.
When purchasing durable goods or bulk supplies, the difference is minimal. It might require saving before purchase, or gradually moving to the bulk model to preserve cash flow. But it's totally doable with a credit card on the household scale.
When purchasing durable goods or bulk supplies, the difference is minimal. It might require saving before purchase, or gradually moving to the bulk model to preserve cash flow. But it's totally doable with a credit card on the household scale.