This is exactly backwards from what I would think: "Bright ones at low altitudes generally reflect solar energy away, whereas wispier ones up to 20,000 feet tend to trap heat.". I would have guessed high ones reflect it before it gets lower into the atmosphere.
You might be surprised to learn how much global warming impact from jet aircraft is actually from creating "high-up wispy clouds" in the form of contrails (which are just water vapor).
The whispey ones are largely transparent to incoming shortwave radiation but largely opaque to outgoing longwave radiation. You just need to put on your ~10 micron wavelength goggles.