I have experienced them - I have a B650 AM5 motherboard and if I connect a Orico USB HDD enclosure to the fastest USB ports, the ones comming directly from the AMD CPU (yes, it's a thing now), after 5-10 min the HDD just disappears from the system. Doesn't happen on the other USB ports.

For that money it can make more sense to get a UGreen DXP4800 with built-in N100: https://nas.ugreen.com/products/ugreen-nasync-dxp4800-nas-st...

You can install a third-party OS on it.