alt Hacker NewsDoesn’t rent need to keep going up so the top-heavy segment of retirees can have a steady stream of inflation adjusted income and capital gains for their remaining years? This doesn’t seem sustainable, politically
Replies
ch4s3 • 07/31/2025
Residential real estate is very rarely a large component of people’s retirement savings or income in the US, and equities historically outperform real estate.
jldugger • 07/31/2025
Well, if they own their home and have a diversified portfolio, then they should be able to weather a small hit to income.
If they rent, well, this directly helps their budget.
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pphysch • 07/31/2025
Doesn't seem sustainable civilizationally, either, if the young and poor are propping up the old and rich, rather than older generations nurturing the youth.
> Doesn’t rent need to keep going up so the top-heavy segment of retirees can have a steady stream of inflation adjusted income
No. Maybe 10% of retirees earn rental income [1].
> and capital gains for their remaining years?
The value of the home should be plenty to live off, whether by sale or borrowing.
[1] https://bradleyclark.com/blog/generating-retirement-income-w...