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ozgrakkurt07/31/20253 repliesview on HN

Yeah, pretty sure a government won’t bail me out if I invested in a stock so much that it would crush me if the stock went down. If buying a house is an investment and not for living, then it should be treated like it is.


Replies

JumpCrisscross07/31/2025

> pretty sure a government won’t bail me out if I invested in a stock

https://en.wikipedia.org/wiki/Greenspan_put

More pointedly, you're not in a position to block equity capital markets reforms in the way homeowners are in respect of housing reform.

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dingnuts07/31/2025

people call buying a house to live in an investment but that's because they don't know the technical term is a "hedge"

so you know: most localities do treat the house you live in very differently from a tax perspective than they do any additional properties you might have, because everyone is born short housing, until they own 1 place to live.

so yes, the proposed bailouts up thread would be for people who bought a house because they didn't want to be short housing; a hedge, not an investment.

also if the house has hedges then your hedges are a hedge. I'll see myself out

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kelnos08/01/2025

It isn't, though. Housing is a basic human need; investing in the stock market is not.