Relying on LLM for any skill, especially programming, is like cutting your own healthy legs and buying crutches to walk. Plus you now have to pay $49/month for basic walking ability and $99/month for "Walk+" plan, where you can also (clumsily) jog.
There are a lot of skills which I haven't developed because I rely on external machines to handle it for me; memorization, fire-starting, navigation. On net, my life is better for it. LLMs may or may not be as effective at replacing code development as books have been at replacing memorization and GPS has been at replacing navigation, but eventually some tool will be and I don't think I'll be worse off for developing other skills.
Why would I pay you to walk with crutches when I can just get crutches and walk myself?
It's more like strapping on a exoskeleton suit with a jetpack.
It makes your existing strength and mobility greater, but don't be surprised if you fly into space that you will suffocate,
or if you fly over an ocean and run out gas, that you'll sink to the bottom,
or if you fly the suit in your fine glassware shop with patrons in the store, that your going to break and burn everything/everyone in there.