Framework also charges quite a surplus on the SSD. For example "WD_BLACK SN7100 NVMe 2TB" is €229, but a more typical price is around ~€140, so that's about €90 extra. Don't know how that compares to Apple.
Framework absolutely does fleece you on the SSD, so don’t buy SSDs from them if you’re price-sensitive. But compared to Apple it’s nowhere close: per Apple’s website, upgrading a current Mac Mini or Mac Studio from 512 GB to 2 TB costs $600. You can buy a WD_BLACK SN850X 8TB for that much money (or a WD_BLACK SN8100 4TB and still have a quarter of it left over, if you really want PCIe 5.0, but there’s no point at the moment).
Framework absolutely does fleece you on the SSD, so don’t buy SSDs from them if you’re price-sensitive. But compared to Apple it’s nowhere close: per Apple’s website, upgrading a current Mac Mini or Mac Studio from 512 GB to 2 TB costs $600. You can buy a WD_BLACK SN850X 8TB for that much money (or a WD_BLACK SN8100 4TB and still have a quarter of it left over, if you really want PCIe 5.0, but there’s no point at the moment).