It's getting repetitive to come with the same message over and over and over again, but in many countries you can no longer interact with your bank through the web browser. The banks' applications are either required for 2FA, or are the only way to use remote banking at all.

The last one applies in my country. You can of course go to the bank branch for every little financial operation, which is bad enough by itself for us living in cities, but is practically impossible for my relatives in the rural area, who would have to drive 100 km to the nearest bank branch, and then back just to move some money between two accounts.

Even if you don't care for anyone else but your country, it will come to you also, I promise.