I suppose the "paying off the subsidy" is to buy a more expensive phone. Or getting a Google Pixel. I've heard those are as much stock android as possible.
I agree, and that's the exact point I would make. The problem though, is I want a small phone with a headphone jack (and a physical keyboard, but that's orthogonal to the point).
Many OEMs sell their flagship as a shiny glass slab with only BT or USB-C for audio, and ship 3.5mm jacks and other "antiquated niceties" like a uSD card reader, on their lower-end models.
It's difficult to square the circle of "I want these specific features, but on a phone that's not working against me (any more than modern phones already do)"
I agree, and that's the exact point I would make. The problem though, is I want a small phone with a headphone jack (and a physical keyboard, but that's orthogonal to the point).
Many OEMs sell their flagship as a shiny glass slab with only BT or USB-C for audio, and ship 3.5mm jacks and other "antiquated niceties" like a uSD card reader, on their lower-end models.
It's difficult to square the circle of "I want these specific features, but on a phone that's not working against me (any more than modern phones already do)"