>Another example of bad gen X / boomer advice is to knock out core credits in community college and transfer to university later. They don't understand that your only shot at getting significant scholarships and financial aid is when you enter as a 1st time freshman. I know someone with brilliant kids who made National Merit Scholar this year who is already setting their kids aims low by advising them to do this when there are so many good universities, both private and state, where their kids have a good shot at getting a full ride.
I'll have to push back on this. I'll give NJ as an example but other states have similar systems. In NJ If you are in the top 15% of your graduating school you are covered for full tuition provided for the first two years at community college. You are also given a guaranteed spot at whatever public college/program you want. (EDIT: I am not sure if this is still the case im trying to sift through the documentation but now I think it may also require minimum GPA in CC) Imagine getting that university degree and starting your professional career with potentially 0 debt.
Furthermore a variation of this program extends to families making less than 65k. If you meet that criteria. The community college degree is 0$. From there you are given a course schedule that if you follow will transfer 1:1 to a university and if you do well academically there you can be eligible for reduced or waived tuition at the public college of your choosing. This system helps people who did poorly in high school or just didnt make the cut aid wise get a second chance at tuition free college.
If you make more than 65k, you still get reduced tuition on some sliding scale. And again excellent grades translates to more savings.
At least for NJ, Community college really sets many people up for an excellent start in their career by not having any college debt.
Many private colleges like Rice cover 100% of costs for all students with parents under a fairly high salary. Almost 40% of MIT students have financial aid that's equal or greater than their tuition. This is starting to get more and more common for elite colleges and universities.
I got a full ride plus stipend to a pretty good but not great school, but one of the things I wish my parents pushed me on harder was applying to schools like MIT where I didn't bother applying because I didn't want to be saddled with debt. This was a couple decades back, and it's so much easier to get a full ride now if you can make it in (admittedly much harder now).
My point isn't to write off community college. It's that a talented and accomplished high schooler should set their sights higher because the old idea that all these elite colleges are unaffordable is rapidly changing.
Also, I am not sure if you know people taking CC courses recently, but they are often taught in a way that gives you what you paid for at $0. Prerecorded canned lectures, infuriating and curiosity crushing online worksheets, etc. I know multiple people who were excited to do free CC when it was made free for older (30+) students whose academic aims were immediately stamped out within one semester because there was no college instruction. Just endless online worksheets. These things exist in other higher ed paths too, but truly not to the extent that I've witnessed.