> rural areas where cars are a necessity

> It's not clear that it's still possible to function in society today with out a cell phone

Like I said... I've likely suggested cutting something you now consider necessary consumption. If you thought one "can't just give that up nowadays," I'm not saying you're right or wrong. I'm just hoping you acknowledge that what people consider optional consumption has changed, which means people consume a lot more.

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As an aside, I live in a rural area. The population of my county is about 17,000 and the population of its county seat is about 3,000. We're a good 40 minutes away from the city that centers the Metropolitan Statistical Area. A 1 bedroom apartment is $400/mo and a 2 bedroom apartment is $600/mo. In one month, minimum wage will be $15/hr.

Some folks here do live without a car. It is possible. They get by in exactly the ways I described (except some of the Amish/Mennonites, who also use horses). It's not preferred (except by some of the Amish/Mennonites), but one can make it work.