I am running a container on an old 7700k with a 1080ti that gives me vscode completions with rag with similar latency and enough accuracy to be useful for boilerplate etc…

That is something I would possibly pay for but as the failures on complex tasks are so expensive, this seems to be a major use case and will just be a commodity.

Creating the scaffolding for a jwt token or other similar tasks will be a race to the bottom IMHO although valuable and tractable.

IMHO they are going to have to find ways to build a mote, and what these tools are really bad at is the problem domains that make your code valuable.

Basically anything that can be vibe coded can be trivially duplicated and the big companies will just kill off the small guys who are required to pay the bills.

Something like surveillance capitalism will need to be found to generate revenue needed for the scale of Microsoft etc…