> For general computer usage, SSDs really were a once in a generation "holy shit, this upgrade makes a real difference" thing.
The last one were I really remember seeing a huge speed bump was going from a regular SSD to a NVMe M.2 PCIe SSD... Around 2015 I bought one of the very first consumer motherboard with a NVMe M.2 slot and put a Samsung 950 Pro in it: that was quite something (now I was upgrading the entire machine, not just the SSD, so there's that too). Before that I don't remember when I switched from SATA HDD to SATA SSD.
I'm now running one of those WD SN850X Black NVMe SSD but my good old trusty, now ten years old, Samsung 950 Pro is still kicking (in the wife's PC). There's likely even better out there and they're easy to find: they're still reasonably priced.
As for my 2015 Core i7-6700K: it's happily running Proxmox and Docker (but not always on).
Even consumer parts are exceptionally reliable: the last two failures I remember, in 15 years (and I've got lots of machines running), are a desktop PSU (replaced by a Be Quiet! one), a no-name NVMe SSD and a laptop's battery.
Oh and my MacBook Air M1's screen died overnight for no reason after precisely 13 months, when I had a warranty of 12 months, (some refer to it as the "bendgate") but that's because first gen MacBook Air M1 were indescribable pieces of fragile shit. I think Apple got their act together and came up with better screens in later models.
Don't worry too much: PCs are quite reliable things. And used parts for your PC from 2014 wouldn't be expensive on eBay anyway. You're not forced to upgrade to a last gen PC with DDR5 (atm 3x overpriced) and a 5090 GPU.
fyi someone or something is downvoting your recent posts to oblivion, and i didn't see any obvious reason.